USTaxPenaltySaverOur Mission
We believe everyone deserves to understand what they owe the IRS and their options for relief. For too long, penalty estimation tools have been locked behind expensive CPA fees, leaving millions of taxpayers confused about their options.
USTaxPenaltySaver was built to change that. We provide calculation tools so you can estimate penalties using the same IRS formulas professionals reference, at a price that makes sense for individual taxpayers.
The Problem We Solve
The Old Way
- ✗CPA fees vary widely based on complexity
- ✗Wait days for results
- ✗No FTA eligibility check
- ✗Extra fees for abatement letters
With USTaxPenaltySaver
- ✓$39.99 for detailed report
- ✓Instant results
- ✓Automatic FTA eligibility check
- ✓Abatement letter template included
How We Calculate
Our estimates follow published IRS formulas outlined in the Internal Revenue Code and Internal Revenue Manual. We account for:
- 1Failure-to-File Penalty - 5% per month up to 25%, with minimum penalty rules for returns 60+ days late (IRC 6651(a)(1))
- 2Failure-to-Pay Penalty - 0.5% per month (0.25% with payment plan) up to 25% (IRC 6651(a)(2))
- 3Combined Penalty Rules - When both apply, FTF is reduced by FTP amount
- 4Daily Compounding Interest - Federal short-term rate + 3%, compounded daily (IRC 6621)
Our Values
IRS-Based Estimates
We follow published IRS formulas. Results are estimates that may differ from IRS determinations.
Security
Your data is protected with TLS 1.3 and AES-256 encryption. We never store full SSNs.
Transparency
Simple pricing. No hidden fees. You know exactly what you're getting.
Important Disclaimer
USTaxPenaltySaver provides penalty calculations and educational information only. We are not a law firm, CPA firm, or registered tax preparer. Our tools and content do not constitute legal, tax, or financial advice. We do not represent you before the IRS. Results are estimates based on the information you provide; actual IRS calculations may vary. Letter templates are starting points that you must review and customize. For advice specific to your situation, consult a qualified tax professional.