USTaxPenaltySaverOur Mission
We believe everyone deserves to understand what they owe the IRS and their options for relief. Penalty calculations are complex — involving multiple IRS formulas, daily compounding interest, and dozens of relief programs — leaving millions of taxpayers confused about their situation.
USTaxPenaltySaver was built to change that. We provide estimation tools so you can calculate penalties using published IRS formulas, check relief eligibility, and generate letter templates — all in one place.
The Problem We Solve
Without a Tool
- ✗Read 50+ pages of IRS instructions
- ✗Manually calculate daily compounding interest
- ✗No easy way to check FTA eligibility
- ✗Write abatement letters from scratch
With USTaxPenaltySaver
- ✓$79 for complete report
- ✓Instant results
- ✓Automatic FTA eligibility check
- ✓Abatement letter template included
How We Calculate
Our estimates follow published IRS formulas outlined in the Internal Revenue Code and Internal Revenue Manual. We account for:
- 1Failure-to-File Penalty - 5% per month up to 25%, with minimum penalty rules for returns 60+ days late (IRC 6651(a)(1))
- 2Failure-to-Pay Penalty - 0.5% per month (0.25% with payment plan) up to 25% (IRC 6651(a)(2))
- 3Combined Penalty Rules - When both apply, FTF is reduced by FTP amount
- 4Daily Compounding Interest - Federal short-term rate + 3%, compounded daily (IRC 6621)
Our Values
IRS-Based Estimates
We follow published IRS formulas. Results are estimates that may differ from IRS determinations.
Security
Your data is protected with TLS 1.3 and AES-256 encryption. We never store full SSNs.
Transparency
Simple pricing. No hidden fees. You know exactly what you're getting.
Our Values
USTaxPenaltySaver was built to change that. We provide estimation tools so you can calculate penalties using published IRS formulas, check relief eligibility, and generate letter templates — all in one place.